By clicking “Accept”, you agree to the storing of cookies on your device to enhance site navigation, analyse site usage, and assist in our marketing efforts. View our Cookie Policy for more information.
Our programs

Singapore Incubation Batch 6

August - December 2023

Come build your venture with the leading Singapore pre-seed incubator for exceptional founders and scalable ideas across all areas of FinTech and InsurTech.


Seed & follow-up investment

Receive CHF50k* / SGD70k* exchange for a small equity stake of 2,5% and a program participation fee of CHF10k / SGD15k. In addition, we may invest up to CHF400k / SGD600k in following rounds (*conditional, check FAQs for more detail).

Experts in Fintech & Insurtech

At F10, we live and breathe Fintech and Insurtech. We've seen more than 3000 startup applications and have worked with more than 200 startups in this space.

Dedicated Coaching & Support

Beyond masterclasses and input sessions, our dedicated coaching is what makes the difference. You'll have someone in your corner that will challenge and guide you through the process.

Renowned Mentors

Over the past six years, we've built a specialized network of over 200 mentors and experts that are happy to support exciting ventures and ambitious founders.

Come build your venture with F10, the leading incubator dedicated to exceptional founders creating the future of finance. If you are passionate and motivated entrepreneur, who has the drive and ambition to make your startup a success, we at F10 will help you get there faster!

During this intensive pre-seed incubation program, you will go from a prototype/MVP stage to market-ready stage, while receiving hands-on support by the F10 startup coaches, dedicated mentors, access to investors and our leading corporate partners.

Not only that, we invest SGD 70k* in the startups selected for the program, in exchange for a small equity stake of 2,5% and a program participation fee of SGD 15k.  In addition, we may invest up to SGD 600k in a following round (*conditional, check FAQs for more detail).

4-month program with intensive masterclass weeks, coaching and mentoring.
Starting late August 2023 and running through December 2023.

What to expect?

No items found.

What we'll cover

Each Masterclass has a main focus, but will also cover other important topics for your development.

Masterclass 1

Value Proposition & Prototyping

Topics include: Value Identification, Problem Validation, Business Models, Business Prototyping, Business Models, Co-Founding, and more.
Masterclass 2

Fundraising & Structure

Topics include: Startup financing, fundraising, co-founding, advisory board, regulation, and more.
Masterclass 3

Marketing & Sales

Topics include: Sales, Marketing, PoCs, Negotiation, and more.
Masterclass 4

Product Market Fit & Demo Day

Topics include: Product Market Fit, Negotiation, Pitching, Demo Day, and more.


Focused on the financial industry

You are a Fintech, Insurtech, or a RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, or Crypto Finance startup with a solution or use case for the finance or insurance sector.

Validated Prototype

You have a validated problem as well as a prototype or MVP of your solution. You do not need to be incorporated to apply.

A founding team

Building a startup is hard and we believe that no person can do it by themselves. While you may apply as a solo-founder, you would need to find a cofounder before the program starts, as we do accept teams and not solo founders.

The startups

the team

Finnley Lee

Finnley Lee

Program Success Lead
Jonas Thürig

Jonas Thürig

Head of Asia
Jayadeep Apte

Jayadeep Apte

Startup Success Lead

the mentors

No items found.

Have questions?

Reach out to our global scouting team

Ivona Vujovic

Ivona Vujovic

Scouting Lead
Maria de la Torre

Maria de la Torre

Scouting Lead
Katrina Bernardo

Katrina Bernardo

Scouting Lead


What is the application and selection process?

Step 1: Fill in theapplication form – it will take only 2-3 minutes – once submitted, youwill receive an email confirmation.

Step 2: A few days after the deadline, the top 50 teams will be invited to an online info session where you’ll learn more about the program, our terms, next steps and you’ll have the opportunity to ask your questions.

Step 3: The top 25 teams will be invited for our Speed Dating events in one of our hubs, after which we’ll select the 15 teams that will enter the program.

We typically receive 200-250 applications per batch and we only invite the top 30 to the interviews. Only 10-15 teams make it into the program.

What are the conditions of the program?

We have a standard deal for all companies joining one of our flagship incubation programs in 2023 (Zurich Batch X, and Singapore Batch V).

We invest CHF 50’000*/SGD 70’000* in the startups selected for the program, in exchange for a small equity stake of 2,5% and a program participation fee of CHF 10’000 / SGD 15’000.

The program participation fee is due after receiving the above investment.

In addition, we may invest up to CHF 500’000 in a following round, with a warrant to invest up to CHF 1m over three years.

Disclaimer: This investment is currently conditional on the date of first closing of our seed fund and go-live early 2023. But don’t worry, you’ll have clarity on the conditions before committing to the program and signing the contract.

Do we need to be incorporated and which countries do you accept applications from?

You don’t have to be incorporated when you apply. But you have to incorporate by the first masterclass.

For the Zurich program we mainly look for startups coming from the DACH region, UK, US, and Europe. If you are incorporated in any other country, you can still apply, but you may need to reincorporate in one of the before-mentioned countries to be accepted into the program.

For the Singapore program: we mainly focus on startups coming from Singapore, South Korea, India, Australia, and New Zealand. For startups coming from other countries in the region, for example Indonesia, Philippines, Vietnam, Taiwan, Thailand, Hong Kong, we are happy to receive your application, but please be prepared to reincorporate in one of primarily mentioned countries in order to be accepted into the program.

For questions regarding the locations please contact the scouting team directly at

Do you accept solo founders and who needs to participate in the program?

We don’t accept solo founders, but teams who have minimum 2 cofounders working 100% on the startup.

The time commitment for the program is 4 weeks in total (1 week per month, for the duration of each masterclass week). At least 2 co-founders must be present during that time.

My startup is not fintech, can I still apply?

We are looking for  Fintech, Insurtech, or RegTech, DeepTech, Web3, Sustainable Finance, LegalTech, CryptoFinance startups or startups with a solution or a use case for the finance or insurance sector. So even if you don't strictly fall into the Fintech category, if any of the above applies to you, we are happy to see your application!

How do I know if my startup is a good fit for the program?

We look for early stage, pre-seed, pre-revenue startups that are currently raising or about to raise funding. We like to see a developed prototype or solution which has been validated, and ideally early traction.