From prototype to venture

Join the leading Fintech & Insurtech Incubator

We are now accepting applications from exceptional founders with scalable ideas across all areas of FinTech and InsurTech.
Why join us?
Dedicated Pre-seed FinTech & InsurTech Incubator
Seed-investment up to CHF50k/SGD70k
World-class mentors
Access to Investors & leading corporate partners
Hands-on support by our team
Program Info
5 Months
2x per year each hub
2022 Locations
Nordics & Baltics
Join us

Our Pre-Seed Incubation Program

Climate Fintech Nordics & Baltics

November 2022
Learn more


March 2023
Apply now


March 2023
Apply now

For exceptional early-stage founders creating the future of finance.

Come build your venture with F10, the leading incubator dedicated to exceptional founders creating the future of banking & insurance. If you are passionate and motivated entrepreneur, who has the drive and ambition to make your startup a success, we at F10 will help you get there faster!

We are specialized in and dedicated to startups in the areas of FinTech, InsurTech, RegTech (and any other type of Tech, if it's applicable to the world of banking and insurance). During this intensive incubation program, you will go from a prototype/MVP stage to market-ready stage, while receiving hands-on support by the F10 startup coaches, dedicated mentors, access to investors and our leading corporate partners.

NEW FOR PROGRAMS STARTING 2023 - We invest CHF50k* / SGD70k* in the startups selected for the program, in exchange for a small equity stake of 2,5% and a program participation fee of CHF10k / SGD15k.  In addition, we may invest up to CHF400k / SGD600k in a following round (*conditional, check FAQs for more detail). Learn more about the F10 Deal.

Founding year of F10
Alumni from F10 programs
since foundation
Funding syndicated
by F10 alumni


What's in it for you?

Endorsement by a leading incubator in your ecosystem to gain access to customers, investors, mentors, corporations, and publicity.
A rigorous program and dedicated startup coaches. The hands-on and personal approach of the program makes it unique.
Seed Investment
CHF50k*/ SGD70k* in exchange for a small equity stake and a program participation fee. Up to CHF400k / SGD600k follow-up investment. The F10 Deal.
Infrastructure & Perks
Free office space for the duration of the program and access to exclusive program perks through the GAN network.
Investor Access
Access to warm introductions to the most active investors in the local and global community.
You will be matched with a mentor for individual support from over 200 carefully selected mentors and experts globally.
Alumni Program
After the program we support our alumni through events and tailored introductions to investors.
Batch VI
Stableton was part of the F10 Incubation Program in 2021. They are currently raising their Series A funding round and have grown to 35+ team members and are present in 3 offices around the globe.
Batch I
Swiss-born RegTech Startup joined F10 in 2016. APIAX has since grown to 75+ employees across five global offices in Zurich, Lisbon, London, Singapore and Frankfurt. APIAX raised a USD 6.6 Mio. Series A round in 2019, and follow-up financing round in 2021.

The Program

Five Masterclasses to success


The journey begins with a Kick-off to get to know your cohort and other members of the ecoystem.

Masterclass I / week 1

Sessions and deep-dives in ideation and market-fit.

Masterclass II / week 2

Workshops, coaching and experts to help you nail your Problem-solution fit.

Masterclass III

All you need to know about funding & structure, specifically in the FinTech & InsurTech space.

Masterclass IV

Sessions on Marketing & Sales  to prepare you for launch.

Demo Day

Masterclass 5 is all about the Demo Day Preparation. Getting you ready for the big day.
Meet the team

Meet some your future coaches

Melih Vatansever

Startup Success Lead Switzerland

Jayadeep Apte

Startup Success Lead Singapore

Everything else you need to know

We've collected the most frequently asked questions from startups like you.
Am I a good fit for the program?
Do you accept applications from any country?
What are the conditions of the program?
We applied and got rejected recently can we apply again?
I started an application but didn’t submit it. What happens?
We have technical problems with submitting our application
How often do you open applications?
Do we need to be incorporated before applying?
What is the application and selection process?
Do I need to be present during the whole program?
Is the program only theoretical?
Can a solo founder apply?
Contact us

Do you have any questions?

Sofia Oikonomou

Global Scouting Lead

We're looking forward to meet you

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